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Financial Strategies for a Successful Retirement
It's never too late--or too early--to start planning.
By Cindy Diccianni, RN, ChFC, CSA, CLTC; and Jeanne Lawson
 For many of us, a lifetime of employment coupled with participation in company pensions, 401(k) plans or individual retirement accounts has given us the false sense that retirement is a given--but not so fast.
Retirement isn't a right, it's a process. Ten years before your desired retirement date is a good time to assess whether you will be retirement-ready or whether adjustments need to be made to achieve this goal. With the proper planning, there is no reason why your dreams of retirement will not be a well-earned reality.
With the proper preparation, discipline and planning, retirement can be the greatest accomplishment of your financial life. If you fall off track, get right back on. Obstacles can be overcome, and plans can be tweaked.
In the words of the great industrialist Andrew Carnegie, who understood the journey from rags to riches, "Anything in life worth having is worth working for."
Learn what you should be doing right now to prepare, specific to your situation, if you're 10 years, 6-10 years, 5 years, 2 years, 1 year or even 3 months from retirement, with this edition of ADVANCE Insider.
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